Adedeji J. Adesemoye is a leading housing-finance strategist and retired Director of the Central Bank of Nigeria (CBN) with over 30 years of experience in financial-sector reform and mortgage market development. He served as National Project Coordinator of the World Bank/CBN National Housing Finance Programme, helping establish NMRC, MGC, and Nigeria’s Uniform Underwriting Standards. A former Board Member of FMBN, he now chairs the Federal Housing Institutions Reform Task Team driving nationwide housing sector transformation. He is Founder/CEO of Plural Crown Limited and a trusted advisor to governments, development partners, and investors on affordable housing finance, securitisation, and institutional reform.